Here’s some of what we discuss in this episode:
💸 Running Out: Planning can reduce lifelong money fears
🧾 Tax Surprises: Retirement taxes may be higher than expected
💵 Replacing Paychecks: Savings must become reliable retirement income
😟 Spending Guilt: A plan can create permission to enjoy
💑 Spousal Tension: Different priorities require shared financial understanding
Today’s Hack
When it comes to financial planning, everybody has something that bothers them. Today, Phil’s walking through some of the most common pain points we see and the real conversations that happen around them. Nobody walks into retirement without at least one of these in the back of their mind. The good news is that most of them have real answers. And all of them are worth talking about. If any of these hit close to home, that’s exactly where our conversation should start.
Go Inside the Episode:
0:00 – Intro
1:32 – Running out of money
3:55 – Tax Surprises
6:14 – When One Spouse Passes
7:28 – Replacing Income
10:00 – Spending Guilt
12:37 – Spousal Tension
17:00 – Complimentary Consultation
If you have any questions about what we discussed in this episode, reach out and we’ll be happy to set up a time to talk.
Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome