Here’s some of what we discuss in this episode:
💼 Why investors are suddenly talking about bonds again
🔁 “Timing” the bond market rarely works
💬 Quotes from U.S. Bank and Fidelity on 2025 bond trends
🎯 How to use bonds wisely within a balanced portfolio
Today’s Hack
For years, bonds were the “boring” part of a portfolio, but with higher yields, many investors are asking if bonds are finally back. In this milestone 300th episode, Phil breaks down what’s really happening in the bond market, why values fell so sharply in 2022, and how rising rates are changing today’s opportunities. He explains the difference between individual bonds and bond funds, how maturity length affects volatility, and why timing the market can be a dangerous game. If you’re nearing retirement or just rethinking diversification, this episode will help you understand how bonds might fit into your portfolio strategy.
0:00 – Bonds and Their Role in Portfolios
2:10 – Bond Valuation and Market Conditions
6:30 – Bond Funds vs. Individual Bonds
8:00 – Long-Term Bonds and Pension Funds
12:41 – Bonds and Market Trends
If you have any questions about what we discussed in this episode, reach out and we’ll be happy to set up a time to talk.
Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome