Skip to main content
AFS Financial Group

Is AI Coming For Your Retirement?

Phil’s Tax Hacks · March 12, 2026

Here’s some of what we discuss in this episode:

🤖 Job Disruption Fears – AI as tool, not replacement

📊 AI Market Bubble? – Dot-com comparisons and caution

💼 Hidden Exposure – AI inside index funds

🔁 History Repeats – Automation changed jobs, not work

🧑‍💻 Human Still Matters – Advisors remain essential

Today’s Hack

You’ve seen the headlines. The IMF says AI is hitting the labor market “like a tsunami.” Elon Musk says work will be “optional” within 20 years. Sam Altman says superintelligence could outperform top executives. It’s a lot. And if you’re within ten years of retirement, it’s hard not to lose a little sleep over the implications of it all. Today, Phil tries to bring some sanity and reason to the emotional headlines.

Go Inside the Episode:

0:00 – Intro

1:11 – Question #1

6:29 – Question #2

11:29 – Yale’s Budget Lab Research

12:54 – Question #3

15:24 – AI versus Human Financial Advisor

 

Check out the articles mentioned in this episode:

CNBC article: AI impacting labor market ‘like a tsunami’ as layoff fears mount

Yale’s Budget Lab article: Evaluating the Impact of AI on the Labor Market

World Economic Forum article: Future of Jobs Report 2025: 78 Million New Job Opportunities by 2030 but Urgent Upskilling Needed to Prepare Workforces

Goldman Sachs article: How Will AI Affect the Global Workforce?

Fortune article: Morgan Stanley predicts AI won’t let you retire early: Instead, you’ll have to train for jobs that don’t exist yet

Brookings article: Measuring US workers’ capacity to adapt to AI-driven job displacement

 

If you have any questions about what we discussed in this episode, reach out and we’ll be happy to set up a time to talk.

Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome

You’ve worked hard for your money. We help make your money work hard for you.

Want help to plan your Tax-Smart Retirement™? Click below to schedule a call.

Yes, Let’s Talk

You are leaving the AFS Financial Group website and will be redirected to a third-party website. AFS Financial Group does not control or maintain that website and is not responsible for its content, availability, security, or privacy practices. The link does not constitute an endorsement of all information, products, or services offered on the third-party website. Please review the third party’s terms of use and privacy policy.