Here’s some of what we discuss in this episode:
❤️ Purposeful Giving: How to give with intention and align your generosity with your values
💸 Maximize Tax Benefits: Timing and strategy to make your gifts go further
🏦 Donor-Advised Funds: A powerful tool for flexible, long-term giving
📜 QCDs Explained: Using Qualified Charitable Distributions for tax-smart generosity
📆 Timing Is Everything: How to bunch deductions and plan donations efficiently
Today’s Hack
Giving Tuesday (Dec 2, 2025) and year-end donations are just around the corner. But before you hit that “donate” button, let’s talk about how to give with both your heart and your head. Today, Phil shares how to make generosity part of a smart financial plan, because generosity feels even better when it’s part of a bigger plan. Give with purpose, plan with wisdom, and let your generosity ripple far beyond this season.
Go Inside the Episode:
0:00 – Intro
1:07 – Is Charitable Giving Important To You?
3:01 – Optimal Times for Charitable Giving
4:31 – How Much Should I Give?
7:02 – Donor-Advised Funds and Their Benefits
9:32 – Options to Give Beyond Cash
11:58 – Why You Need to Seek Professional Guidance
If you have any questions about what we discussed in this episode, reach out and we’ll be happy to set up a time to talk.
Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome