Here’s some of what we discuss in this episode:
🏖️ Guilt-Free Travel: Spending confidently in retirement
💰 Travel Budgets: Separating fun from everyday expenses
❤️ Couples & Money: Navigating travel disagreements together
✈️ Long-Term Planning: Preparing for major bucket-list trips
⚖️ Finding Balance: Enjoying today without jeopardizing tomorrow
👨👩👧👦 Making Memories: Travel, family, and lasting experiences
Today’s Hack
Summer’s here. And somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises us… they feel guilty about it. They worked hard, they saved, they planned for decades, and then they second-guess a beach vacation. Today, Phil talks about how travel fits into a real retirement plan and how to enjoy it without guilt. You didn’t save for decades so you could sit home and protect every dollar. Give yourself permission to go. Just take your plan with you.
Go Inside the Episode:
0:00 – Intro
0:54 – Planning for Big Items
2:35 – Building travel into a retirement plan
5:00 – Travel Budget During Slow-Go Years
6:07 – When Spouses Disagree
9:32 – Planning Trips (3 Years Ahead)
12:41 – The Great RV Explosion
13:23 – Travel Costs
14:47 – Balancing Travel Goals & Financial Security
16:46 – Stress-Test Scenarios
17:55 – Work with Phil
If you have any questions about what we discussed in this episode, reach out and we’ll be happy to set up a time to talk.
Get your copy of The Tax-Smart Retiree: https://www.thetaxsmartretireebook.com/welcome